Rent to Own Houses and Lease Option Homes in MN. WE BUY AND SELL PROPERTIES! Since 1991
 
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No credit OK 0% Dow payment
Finacing up to 100 %
FHA VA Convencioanal Loans
Commercial to 97 % Finace
Hud Homes up to 110 % Finance
Rates as low 5.375 %
Bad credit ok
Call 651-403-6374 or 651-285-4987
Or email Ramon.tosca@teamusamtg.com
Or ramon@toscamortgagegroup.com



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Rent to Own Houses in MN and Lease Option Homes in Minnesota, Anoka, Chisago, Isanti, Sherburne, Ramsey, Hennepin, Henepin, Hennepen, Washington, Carver, Dakota, Scott, Wright...

Example (the old way)
A house is listed for $200,000. The seller walks away with only $180,000, the buyer has a new loan for $210,000. Where did all the money go?......The Realtor and the Loan Officer of course! $30,000 is missing, but wait, the realtor and the loan officer aren't to blame. It's the system. It's been broken for years. Until now...
Example (new and improved)
The seller agrees to sell it on a Lease Option for $195,000. The buyer (tenant buyer) Agrees to buy the house in 1 year using our Rent-to-Own Program, for $200,000. The seller using our Lease with Option to Purchase program has just made $15,000! The tenant buyer has just bought a house Rent-to-Own, for $200,000, but it's worth $224,000! ($215,000 value plus 4% appreciation in 1 year). And yes, RentToOwn-MN.com has made a $5,000 profit too. We'll be able to continue helping even more renters become homeowners!

 

 

  Goodbye little appartment, HELLO HOUSE!

Why Rent When You Can Rent to Own Houses in MN?


No matter what your goal is -- to find rent-to-own homes in MN, to study about lease options homes in Minnesota, to learn what "Lease With Option to Purchase" is all about, or to sell your house fast. RentToOwn-MN.com is a great option for you to locate rent to own homes and lease with option houses in Minnesota. Our primary goal is to help renters become homeowners, our secondary goal is to help sellers to easily sell their house. For many people, rent to own homes, lease options and lease-with-option to buy programs are the best solution and the simplest purchase and selling methods available. RentToOwn-MN.com wants to make it easier for renters to begin enjoying the many benefits of home ownership for them and their families. With our Lease Option program, renters will now be able to have benefits of their own like, appreciation, tax benefits, privacy, and the pure joy of owning their own house.

The way a Rent-to-Own program works:

  1. We locate sellers that want to sell their house.
  2. Then we team up with investors that have houses for rent, using a lease with option to purchase.
  3. Next we match the house sellers with renters that want to purchase a home of their own on a rent to buy basis.
  4. Finally, we put the house seller and the lease option buyer together and sign the Lease with Option to Purchase Contract.
  5. Our goal has been reached!

The seller has sold their home using our Lease Option, and the renter has be come a new homeowner using the RentToOwn-Mn.com "Rent-to-Buy" program!

Our Rent-to-Own Mission
OPTIONS...we want to give you options. Whether you are a seller or a renter, we want you to have more options than simply calling a realtor and then signing mountains of paperwork with a loan officer.. They don't want you to know about the newest government regulations which allow people with bad credit and no credit to buy homes without them. Realtors want you to buy a home using the old conventional purchase contract. Loan officers want you to get a loan through one of their banks so they can make thousands of dollars in commissions. Neither, want you to know that with our Lease with Option to Purchase Program, you can buy for less than rent!

History of Rent to Own Home Buying
Rent to own, also known as Lease with Option to purchase is really a new twist on the classic Contract for Deed. But it's better! The seller doesn't have to give up the deed to the house, and the renter isn't responsible for the mortgage. A Professional Real Estate Investor like RentToOwn-MN acts as the middle person. We are responsible for the mortgage payment and the deed stays with the seller! It's the best solution for all parties....well, except the realtor and the loan officer!

So, stop throwing your money away on rent. You can have lower payments, No Down Payment, even the worst credit, and yet there is a way to get your foot into the door of a home using our rent to own program. Sure, there are legitimate reasons to just rent, but...

If you are renting only because you think you can't buy, Think Again!

There is a way, and it is our mission to help you find it.

Rent To Own Advantages

  • Few qualification restrictions.
  • Easy 2-day approval process. You could be living in your new home in only a couple days!
  • Your rent money is finally working for you! 20% rent credit is applied towards the purchase of your new home for up to 12 months.
  • No Qualifying. Credit problems are not usually a road block.
  • No realtor fees. This can save you as much as $12,000 or more!
  • Flexible terms – Finally, you can have pets, swimming pools, barbecues and trampolines! No more landlords to tell you what you can and cannot do!

Here are the requirements:

  • 430 or higher credit score
  • Reasonable Down Payment (1st & last months rent)
  • Good rental history (good ref. from Landlord)
  • Bankruptcy aged at least 6 months
  • Income (at least 2 times monthly pmt)
Register Now and you will be on your way to becoming a homeowner!

Proudly serving 11 Minnesota Counties and numerous Cities.

AFTON, ALBERTVILLE, ANDOVER, ANNANDALE, ANOKA, APPLE VALLEY, ARDEN HILLS, ARLINGTON, BAYPORT, BECKER, BELLE PLAINE, BETHEL, BIG LAKE, BLAINE, BLOOMINGTON, BRAHAM, BROOKLYN CENTER, BROOKLYN PARK, BUFFALO, BURNSVILLE, CAMBRIDGE, CANNON FALLS, CARVER, CASTLE ROCK, CEDAR, CENTER CITY, CENTERVILLE, CHAMPLIN, CHANHASSEN, CHASKA, CHISAGO CITY, CIRCLE PINES, CLEAR LAKE, CLEARWATER, COATES, COKATO, COLOGNE, COLOMBIA HEIGHTS, COON RAPIDS, CORCORAN, COTTAGE GROVE, CRYSTAL, CRYSTAL BAY, DALBO, DALSSEL, DAYTON, DEEPHAVEN, DELANO, DELLWOOD, DENNISON, DUNDAS, EAGAN, EAST BETHEL, EDEN PRAIRIE, EDINA, ELK RIVER, ELKO, EXCELSIOR, FALCON HEIGHTS, FARMINGTON, FOLEY, FOREST LAKE, FORT SNELLING, FRIDLEY, GAYLORD, GEM LAKE, GLENCOE, GOLDEN VALLEY, GOODHUE, GRANDY, GRANT, GREEN ISLE, GREENFIELD, HAM LAKE, HAMBURG, HAMEL, HAMPTON, HANOVER, HARRIS, HASTINGS, HEIDELBURG, HENDERSON, HILLTOP, HOPKINS, HOWARD LAKE, HUGO, HUTCHINSON, INDEPENDENCE, INVER GROVE HEIGHTS, ISANTI, JORDAN, KIMBALL, LAKE ELMO, LAKE SAINT CROIX BEACH, LAKELAND, LAKELAND, SHORES, LAKEVILLE, LANDFALL, LAUDERDALE, LE CENTER, LE SUEUR, LEXINGTON, LILYDALE, LINDSTROM, LINO LAKES, LINWOOD, LITTLE CANADA, LONG LAKE, LONSDALE, LORETTO, LUXEMBURG, MAHTOMEDI, MAPLE GROVE, MAPLE LAKE, MAPLE PLAIN, MAPLEWOOD, MARINE ON SAINT CROIX, MAYER, MEDICINE LAKE, MEDINA, MENDOTA, MENDOTA HEIGHTS, MIESVILLE, MINNEAPOLIS, MINNETONKA, MINNETONKA BEACH, MINNETRISTA, MONTGOMERY, MONTICELLO, MONTROSE, MOUND, MOUNDSVIEW, NAVARRE, NEW AUBURN, NEW BRIGHTON, NEW GERMANY, NEW HOPE, NEW MARKET, NEW PRAGUE, NEWPORT, NORTH BRANCH, NORTH OAKS, NORTH SAINT PAUL, NORTHFIELD, NORWOOD, NORWOOD YOUNG AMERICA, OAK GROVE, OAK PARK HEIGHTS, OAKDALE, ORONO, OSSEO, OTSEGO, PINE SPRINGS, PLATO, PLEASANT LAKE, PLYMOUTH, PRINCETON, PRIOR LAKE, RAMSEY, RANDOLPH, REDWING, RICHFIELD, ROBBINSDALE, ROCKFORD, ROGERS, ROSEMOUNT, ROSEVILLE, RUSH CITY, SAINT ANTHONY, SAINT BONIFACIUS, SAINT FRANCIS, SAINT LOUIS PARK, SAINT MARY'S POINT, SAINT MICHAEL, SAINT PAUL, SAINT PAUL PARK, SANTIAGO, SAVAGE, SCANDIA, SHAFER, SHAKOPEE, SHOREVIEW, SHOREWOOD, SILVER CREEK, SILVER LAKE, SOUTH HAVEN, SOUTH SAINT PAUL, SPRING LAKE PARK, SPRING PARK, STACY, STANCHFIELD, STILLWATER, TAYLORS FALLS, TONKA BAY, VADNAIS HEIGHTS, VENTURA, VERMILLION, VICTORIA, WACONIA, WATERTOWN, WAVERLY, WAYZATA, WEBSTER, WEST SAINT PAUL, WHITE BEAR LAKE, WILLERNIE, WINSTED, WOODBURY, WOODLAND, WYOMING, YOUNG AMERICA, ZIMMERMAN, SHERBURNE, RAMSEY, HENNEPIN, WASHINGTON, CARVER, DAKOTA, SCOTT, WRIGHT, MN


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